How do you process purchases with the card?

When performing transactions with the Card Visa:

  1. The transaction goes through the authorization process. This is standard banking practice.
  2. The funds are then put on hold as a pending transaction in the card history. The amount is debited from the user’s balance in the application.
  3. About 2 business days later, the original pending transaction will be recalculated and confirmed. The final charge is recalculated with the updated foreign currency exchange rate (if the transaction was originated in a currency different from EUR) and FX (foreign currency exchange) fees included and appears as posted in the user’s Wallet.
  4. Another commission in accordance with our tariffs is then posted as a separate transaction. 
  5. The user’s final remaining card balance is then reflected in their Wallet.