The virtual Visa card substitutes your plastic card with all contactless purchases. However, opposite to a plastic analog, it cannot be used for ATM cash withdrawals at the moment.
The issue of a virtual card takes just a few seconds and it gets totally ready for purchases in under 20 minutes. It’s a perfect temporary option if you are waiting for your plastic card.
A virtual card can be a perfect replacement for a plastic one in case of online purchases: you don’t need to worry about the card data used on some sites.
Apart from this, you don’t spend any funds on card shipping, so if that’s your first card and you are not sure about some aspects, give it a try!